How The Structure Of Your Home Is Insured
Homeowners insurance coverage in Florida includes part of your policy that will pay to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning, or other disaster as covered in the terms of the Ormond Beach insurance policy. Flood, earthquake, and routine "wear and tear" damage are typically not covered by this insurance. When we review your needs, we will be very careful to make sure you purchase enough to rebuild your home from the ground up.
Does your home have a detached structure such as a garage, shed, gazebo? A standard policy will generally cover these structures for about 10 percent of the amount of insurance you have on the structure of your home. Screened enclosures, also known as lanais in Florida, are sometimes not covered by certain policies so let Mitchell Noel know if you need this homeowners insurance as well. Get a free quote today!