Personal Injury Protection (PIP)
Ormond Beach, Daytona Beach, and Palm Coast, Florida
Personal Injury Protection, also known widely as PIP, was created to help reduce the need for Floridians to file lawsuits in order to cover the expenses of injuries resulting from car accidents. PIP covers the named insured and other members of the household in that:
- It pays 80 percent of medically necessary expenses.
- It covers 60 percent of lost wages.
- It applies to 100 percent of replacement services such as child care, housekeeping, or yard work.
- It provides up to $5,000 for death benefits.
Keep in mind that the basic Personal Injury Protection limit is $10,000. Consult with Mitchell Noel Insurance Agency because additional PIP may be purchased if you require it.