Individual Health Insurance
Ormond Beach, Daytona Beach and Palm Coast, Florida
Those who are self-employed or do not receive insurance through their employer will be eligible for health insurance coverage on an individual basis. There are many reasons why you may choose an individual plan over a group plan.
The individual insured will be responsible for paying premiums while the insurance company then pays for certain health care costs that are covered in the policy.
Many non-elderly people with private health insurance receive it through their employers, with the employers paying about half of the premium. Individual health insurance means the insured is responsible for the total cost.
Premiums vary by individual risk factors such as age, existing health conditions, etc.