Ormond Beach, Daytona Beach and Palm Coast, Florida
Mitchell Noel will provide coverage for both long term and short term disability insurance for group policies or policies for individuals. Why get a short term disability insurance plan? This type of insurance provides you with a partial income replacement benefit if something occurs, such as an accident or illness, which makes you unable to work. Keep in mind when purchasing a disability insurance plan, the benefits will be paid for a set period of time, typically no more than six months.
On the other hand, long term disability gives you coverage if the illness or accident has a more profound effect on your ability to earn a living. It will cover loss of wages, which are commonly designated to be either 60 percent of your actual income or a predetermined amount for a set period of time. We will recommend an insurance plan that includes both short and long term disability insurance - if you are seeking disability insurance in the Ormond Beach area, let us provide you with a quote.