Dental / Vision Insurance
Ormond Beach, Daytona Beach, and Palm Coast, Florida
Dental insurance is an insurance policy that used to be commonly included with most health plans, but these days it can be a supplemental policy that you may need to secure on your own. As indepedent insurance agents, we will research your options and advise you as to the best policy for you and your family.
Most dental policies will offer coverage for preventative care, such as regular cleanings and X-rays. Restorative work, such as fillings and crowns, can be considered extra and charged accordingly. The main reason you may consider a dental insurance policy is to protect you from large bills for expensive procedures like root canals and extractions.
Vision insurance is also a specialized type of coverage because not everyone needs it at certain points of their lives, although regular vision care is advised for good health. A vision policy will cover expenses such as office visits and services rendered by eye doctors. As with dental and other health insurance, you will pay a premium in addition to a set deductible or excess amount.