Workers' Compensation Insurance
Ormond Beach, Daytona Beach and Palm Coast, Florida
Workers' Compensation and Employers Liability Coverage insure against claims for employment related injuries or employees being diagnosed and treated for diseases that are compensable by statute/imposed by law as damages. Voluntary Workers' Compensation is also a good choice even when your employees are not subject to it by law. Protect your employees and your business!
The State of Florida will fine employers for not having Workers' Comp coverage. State law regulates that once you have a fourth employee for the non-construction industry, or first employee for construction industry, you must have Workers' Compensation. Owners and officers can be exempt but they have to be excluded with the state and have a current exemption on file. In the event they do not, the Workers' Compensation carrier that they have their employees insured with can include them and charge them premium for their payroll.
Make sure you are covered and not subject to fines. Contact Mitchell Noel for information regarding Workers' Comp insurance today.