Liquor Liability Insurance
In Florida there are many retail and wholesale establishments that deal with alcoholic beverages in some capacity, and this obviously can result in situations where someone may attempt to sue the business for property damage or medical costs. Liquor Liability Insurance Policies are designed to afford protection for those businesses that sell, distribute or manufacture any type of product containing liquor. This includes not only the sale of hard liquors but beer and wine as well.
How much does it cost?
Rates and specific coverage’s are based on how the product is sold, either consumptions such as a bar or restaurant, or package, such as a liquor store or convenience store. Other businesses in Florida that would require Liquor Liability Insurance coverage would be a wholesale distributor or a manufacturer such as a brewery or distillery.
What does it cover?
Liquor Liability Insurance will protect a business owner against costs associated liability arising out of liquor related incidents. This includes not only any settlements or judgements but for legal costs associated with defending yourself.
Liquor Liability Insurance should be considered anytime your Florida business will be selling or serving alcohol. Many policies will exclude claims that arise from consumption of alcohol or when alcohol was a contributing factor.
Contact Mitchell Noel Insurance today for a free liquor liability insurance quote.