General Liability Insurance for Business

Ormond Beach, Daytona Beach, and Palm Coast, Florida

When it comes to business insurance for Ormond Beach and Daytona, commercial general liability (CGL) policies can be broad in nature.

What Does It Cover?

CGL coverage encompasses bodily injury as well as property damage liability exposures of various commercial businesses. Because general liability is so broad, it eliminates having to select and group individual or specific dangers. This cuts out the potential for gaps in coverage.

This business insurance can be a separate policy or can be combined with one or more other lines of insurance to form a commercial package. Basic exposures include ownership, maintenance, or use of premises and operations conducted or performed on or off the premises.

General liability also protects businesses in regards to written contracts and agreements; products manufactured, sold, or distributed; completed operations; personal or advertising injury; and medical payments on the premises or at job sites, without regard to fault.

CGL insurance coverages is subject to policy definitions, exclusions, and limitations so always make sure your agent has fully explained what you need to know. We are happy to help!

Contact Mitchell Noel Insurance today for a free liability insurance quote.

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